There are many online banks out there offering high-interest savings accounts (HISAs). The usual suspects, such as Tangerine Bank and Simplii Bank, have a lottery where some customers receive short-term promotional interest rates. I’ve been riding the 5+% interest rate lottery at Tangerine Bank for a while now. …

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For all the Americans out there, Happy Independence Day! And for the Canadians, Happy Belated Canada Day! Summer is upon us. Although I’m excited about the warmer months, I’m sad that the days are getting shorter. I’ve been trying to stay active by playing recreational sports with friends. I’m …

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I just completed my second airplane flight this year. It was a short trip to visit family. Thanks to the Scotiabank Passport Visa Infinite credit card that I acquired this year, I had my first airport lounge experience. From the outside, the lounge looked tiny because all you can see is the bar but inside is slightly …

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April has turned out to be a volatile month for the markets. I took that opportunity to purchase more shares of XGRO.TO. I didn’t get a chance to add to my other stocks. I haven’t had the chance to research my holdings more closely. But I am looking to consolidate my holdings. For example, I might consider …

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Similar to previous updates, work was very busy, which caused me to largely ignore the market. But the upside was that due to my large tech exposure, my portfolio gained value in the first 3 months of the year more than it has in most years. As one of my largest positions, Amazon has been on a tear and I think …

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I finally took my first flight since the pandemic started. It was a nice little break from the monotony of working from home daily. Two things stood out the most. The first is that US/Canada customs was more efficient. The second is that I was hyper-conscious of all of the coughing and sneezing in the airport and the …

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As I mentioned in a previous post, I have been on the hunt for a new no foreign transaction fee card. I have a few annual expenses that are paid in USD and most credit cards charge an additional 2.5% foreign transaction fee. I have a Rogers Platinum Mastercard that charges a 2.5% fee but pays back 3% for an effective …

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The market was a roller coaster this month. It was down at the start of January, which was great for my options trading. But then it started to go higher and higher. Everything looked quite expensive. Earnings season was in full swing with some companies like Google reporting weak numbers, but then yesterday Amazon and …

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I used to own a personal blog over a decade ago on WordPress. Recently, I received a password reset email that I didn’t request. Later that day, I initiated a password reset and changed my password. The thing is that I didn’t remember owning a WordPress blog. Well, I logged in and realized that I did in …

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If there’s one thing that I dislike, it’s fees. That will be the theme throughout this post. One of the most annoying fees is the foreign transaction fee. When you pay with your credit card in a foreign currency, your credit card will usually charge an additional 2.5% in foreign transaction fees. As …

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