There are many online banks out there offering high-interest savings accounts (HISAs). The usual suspects, such as Tangerine Bank and Simplii Bank, have a lottery where some customers receive short-term promotional interest rates. I’ve been riding the 5+% interest rate lottery at Tangerine Bank for a while now. …

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Stock-lending has been a capability of brokerages for as long as I can remember. But recently I’ve seen popular brokerages offer retail investors the option to participate in stock lending, such as Interactive Brokers and Wealthsimple. The idea of stock lending is pretty simple: you lend out your shares to short …

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